(Ed. Note) It’s no secret that the unemployed like to or have to save money where they can.  As such an important component of our lifestyle it was only right to team up with FrugalNYC, a premier resource for frugal city living, as we present Frugal Fridays! Enjoy.

I hope you have had a great Thanksgiving holiday and feast!  Always think about the things you are thankful for.  For me, the top two are health and family.  Thanksgiving, and especially “Black Friday” starts the holiday shopping season.  Ads have been distributed and promotions have been sent to every one of you to pull you into stores.

If you are still unemployed, no doubt you will cut back on your holiday spending this year.  Here are some tips on how to manage your holiday spending that I hope you find useful.

Buy what you can afford

This is very basic and should be common sense.  Though with credit cards things tend to get out of hand.  The best way to manage your holiday spending is to write down the amount that you plan on spending and stick to it.  Writing down the amount helps to reinforce this limit in your mind.  So go ahead and write down the total spending money you plan on right now.

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